Comprehensive health insurance protection with a wide range of benefits for individuals and families, subject to policy terms and conditions.
Star Health's current official product information describes broad family coverage and a range of hospitalisation, maternity, home care, restoration and digital health benefits. Exact coverage remains subject to the applicable policy documents.
Coverage can include self, spouse, dependent children, parents and parents-in-law, subject to the applicable plan and eligibility.
100% of the Sum Insured can be restored unlimited times during the policy year, subject to policy terms.
Eligible inpatient hospitalisation expenses due to illness, injury or accident are covered as per policy terms.
Home Care Treatment is covered for specified conditions, subject to applicable limits and policy terms.
Delivery expenses and newborn treatment are covered subject to applicable limits, waiting periods and policy conditions.
Coverage for proven Assisted Reproduction Treatment is available subject to specified limits and conditions.
Road ambulance and eligible air ambulance expenses are covered as per the policy.
Preventive health check-up benefits are available as per the applicable Sum Insured and policy conditions.
Unlimited tele-consultation is available through Star Health digital platforms, subject to applicable terms.
Use these as quick reference points. For exact limits, waiting periods and eligibility, always use the latest official policy wording and prospectus.
Current Star Health information lists the following waiting periods. Always confirm against the latest policy document before purchase.
Star Health's current page describes Individual and Floater options with different entry age and dependent child conditions.
Individual cover can be considered subject to entry age and eligibility.
Floater options can cover eligible family members under the applicable structure.
Parents can be included subject to the selected plan, eligibility and underwriting.
Families seeking wider health protection can discuss suitable options with Lenin.
Tell Lenin your age, family members, existing insurance, main requirement and approximate budget.